Families

Only the best for your loved ones – Audi BKK health coverage for family members

Every day is full of challenges and adventures that you tackle together as a family. And your health is the most important thing in your lives!

With Audi BKK, you benefit from top-notch services and comprehensive protection for you and your loved ones – all family members are welcome, and as long as certain conditions are met, they are also covered by your policy free of charge. Do you have questions about your pregnancy, or are you unsure which treatment is best for your child? We do our best to support you in every stage of life and provide you with the advice you need.

Health insurance for families: Your benefits at Audi BKK

Family ties: Our family insurance package

Our family package includes a broad range of services for pregnancy and ideal child development right from birth. These include the provision of free folic acid supplements during pregnancy and additional preventative check-ups for the little ones. Digital midwife consultations are also included, as is the option for one parent to stay at the hospital free of charge when their child is admitted.

Comprehensive preventative care for your children

Attention, parents: as part of the BKK Starke Kids scheme, your child can receive an additional check-up as a baby, two screenings for ambylopia (‘lazy eye’), primary school check-ups I and II, adolescent check-up II and one screening for depression (age 11 – 17).

Earn your points now: AktivFit and AktivFit Kids bonus scheme

You deserve a reward! If you and your family members exercise regularly and stay up to date with your vaccinations and check-ups, we will reimburse many of your costs. You will receive a bonus of 10 euros for each health activity. You and your family can earn a total of up to 400 euros in bonuses. Use the easy, convenient Audi BKK Service app to join now.

The AktivFit and AktivFit Kids bonus scheme

Goodbye, blockages: costs for osteopathic treatments

Osteopathy can be a good accompaniment to conventional treatment methods. It can eliminate blockages and restore the body’s natural equilibrium. As part of the Audi BKK ‘GesundheitExtra’ service, we will reimburse our members and their insured family members for the costs, as long as certain conditions are met.

Time for a holiday: Full coverage of costs for recommended travel vaccinations

Are you feeling a bit of wanderlust? We want you to be safe and relaxed on your travels. We cover the entire cost of recommended travel vaccinations, including the associated doctor’s fee. These vaccinations include malaria, tick-borne encephalitis (TBE) and cholera, for example. Additionally, you can contact our health hotline to receive a free consultation on medical services for travel; they can answer all your important questions before your trip.

Travel vaccinations

Online doctor’s appointment with TeleClinic

We’ve all been there: you’re ill at home, you can barely get out of bed, and getting to the doctor’s surgery feels impossible. Do you always need to see the doctor in person?

We offer our policyholders a sensible alternative: with our partner TeleClinic, you can have a convenient video call with a doctor via the app, without having to sit in a waiting room or even leave your house. Another plus: all your medical documents are in one place in the app. We will cover the costs of the online doctor for you.

Excellent: Your Audi BKK

All-round good insurance with excellent benefits and a top contribution rate.

Auszeichnungen der Audi BKK von Krankenkasseninfo und Focus Money

FAQ - The most frequently asked questions about health insurance and non-contributory family insurance

Under what conditions are my spouse or partner also insured?

Free family insurance with Audi BKK is possible for your spouse (or civil partner under the LPartG), your children and the children of your family-insured children.

The prerequisite is that they live in Germany and do not have a total income of their own that exceeds EUR 505 (as of 2024) per month and that they do not have their own insurance cover - for mini-jobbers, the income limit is instead the applicable mini-job limit.

Children also include stepchildren and grandchildren who you have taken into your household or who are mainly supported by you, as well as foster children if they are connected to a long-term foster relationship with a domestic community like children with parents.

Up to what age are my children insured free of charge?

The non-contributory family insurance for children ends by law when they reach the age of 18. If children are not gainfully employed, they are entitled to family insurance up to the age of 23. If they are in school or vocational training or are doing a voluntary social or ecological year without pay, up to the age of 25 (exception: your children are insured themselves through the employer of a company training program). After the age of 25, the entitlement to family insurance is extended by the period by which school or vocational training was interrupted or delayed by a statutory service obligation or various voluntary services. If this is the case for you, we will be happy to advise you. Children are insured free of charge in our health insurance fund without age limit if they are unable to support themselves due to a disability and the disability existed at a time when the child was insured according to the above criteria.

How do I apply for family insurance for my dependants?

You can apply for family insurance by simply completing the questionnaire for admission to family insurance and sending it back to us. A few days after we have received and checked your documents, we will send you the health card for your family members and welcome them to our family insurance.

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